No one can predict the future— the toll that a fire, hurricane, or flood might take on your home is beyond what anyone can imagine. But you can take steps to ensure that you are as prepared as possible incase something devastating were to happen. The most crucial step is having insurance, but beyond that a stocked emergency kit could be extremely valuable.

A useful survival kit has more than just flashlights and some bottled water (although you should have those things, too). Your kit should contain supplies that will last you at least three days. And you should start cobbling it together now, so you are not caught off guard in the event of a crisis. Make sure all household members know where the kit is stored and keep everything in an easy-to-carry container.

Below is a comprehensive checklist.

**Because some items can expire—and your family’s needs can change over time—look at your emergency kit at least once a year and make any necessary updates.**


Prescription Medications

If you have multiple prescriptions, make sure each is in a labeled bottled.


First-aid Kit

In addition to basic bandages, gauze, and antiseptic wipes, your first-aid kit should include an antihistamine, antacid, anti-inflammatory, pain reliever, fever reducer, antibiotic ointment, eyewash solution, instant cold compress, and hydrocortisone cream.


Flashlight and Battery-powered Radio

Don’t forget extra batteries!


Bottled Water

It is recommended for 1 gallon of water per person per day. Sports drinks like Gatorade or Powerade are also good for replenishing electrolytes.


Food

Purchase nonperishable, easy-to-prepare snacks and meals with high protein (e.g., dried fruit, peanut butter, beef jerky, power bars, granola bars, canned vegetables, nuts, and canned tuna). These foods work well if the power goes out and you’re unable to cook or heat your food. (Don’t forget the can opener!)


Important Paperwork

Make sure you have at least two sets of any important documents—one at home that you can grab quickly if needed, and another in digital form that you keep stored in the cloud. The deed to your house, Social Security cards, medical records, and passports are some examples.


Pet Supplies

Pack food and water, as well as a collar, leash, carrier, crate, and bowls.


Sleeping bags

Buy one sleeping bag per person, and pack additional bedding, such as warm blankets, if you live in a cold-weather climate.


Activities for Children

Keep the kids entertained (and distracted from the situation at hand) with coloring books, board games, a deck of cards, and puzzles.


Hygiene Products

This includes toothbrush, toothpaste, soap, feminine products, body-cleansing wipes, hand sanitizer, toilet paper, and tissue packs.


Cell Phone Charger

If you’re lucky, your home won’t lose power. But you might forget to grab your regular cellphone charger if you’re in a rush.

Candles and Matches

Keep the matches in a waterproof container.

Change of Clothing

Pack three days’ worth of clothes for each person and include sturdy shoes.

Special Items for Infants or the Elderly

Baby formula and food are obviously a must, but older family members—particularly those who have physical challenges—might need additional supplies.

Cash

If there’s a widespread power outage, stores won’t be able to run their card machines, and banks and ATMs won’t be operating. How much cash you should stow away depends on the size of your family, how well-stocked you are, and your comfort level. Some experts recommend three to five days’ worth of spending money, while others suggest $1,000 to $2,000. In the end, whatever you are comfortable socking away could save you in an emergency.